What are Dave Ramsey’s 37 Steps?
Posted 2022-08-30 10:36:14
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37 key sub-headings are spread out through the 22 chapters of the book Financial Peace are as follows:
- Avoid “Stuffitis” the Worship of “Stuff”
- Plant Seeds—Give Money Away to Worthy Causes
- Develop Your Own “Power Over Purchase”
- Find Where You Are Naturally Gifted — Enjoy Your Work and Work Hard
- Live Substantially Below Your Income
- Sacrifice Now So You Can Have Peace Later
- You Can Always Spend More Than You Can Make
- The Borrower Is the Servant to the Lender; So Beware!
- Check Your Credit Report at Least Once Every Two Years
- Handle Credit Report Corrections Yourself
- Realize That the Best Way for Delinquent Debt to Be Paid Is for You, Not Collectors, To Control Your Financial Destiny
- You Must Save Money (The Power of Compound Interest)
- Use the “Keep It Simple, Stupid” Rule of Investing
- Only People Who Like Dog Food Don’t Save for Retirement
- Always Save With Pretax Dollars It Is the Best Deal The Government Gives You
- Learn Basic Negotiating Skills for Great Buys
- Learn Where to Find Great Buys (the Treasure Hunt)
- You Must Have Patience to Get Great Buys
- Singles Get Self-Accountability From the Written Plan
- Singles Should Look For a Money Mentor for Advice And Accountability
- Singles Beware of the Impulse Monster; He Will Eat You Alive
- Men and Women View Money Differently, so Be Sensitive To Differences
- Opposites Attract in Marriage, So Work Together For Maximum Wisdom
- When You Agree on Spending, You Will Experience Fabulous Unity in Your Marriage
- Teach Children to Work, Spend Wisely, Save, And Give
- The Most Powerful Legacy You Can Leave Is Wise, Competent Children
- Giving Loved Ones All the Money They Request May Not Be Best for Them
- Making Decisions Based on Fear of Reprisal Can Be a Sign of Codependence
- Be Strong Enough to Help Others and Strong Enough Not To
- Listen to Your Spouse’s Counsel (Women’s Intuition)
- There Are Few “Old” Fools—Seek Experienced Counsel
- You Must Keep Your Checkbook on a Timely Basis
- Lay Out the Written Details of a Cash Management Plan
- Commit to Your Plan for Ninety Days
- Take Time to Prioritize Your Life Daily
- Keep Your Spiritual Life Healthy
- Take Baby Steps — Prioritize Your Plan and Move Slowly
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