What to Do After a Car Accident: A Step-by-Step Legal & Safety Guide

Why Is It Crucial to Know What to Do After a Car Accident?
Car accidents can be disorienting, painful, and confusing. Whether it’s a minor fender bender or a major collision, knowing what steps to take right away can protect your health, your legal rights, and your ability to recover compensation for damages.
A few quick, informed decisions can make all the difference in ensuring your safety and filing a successful insurance or injury claim.
Step 1: Ensure Everyone's Safety First
What Should You Do Immediately After the Crash?
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Check yourself and passengers for visible or hidden injuries.
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If able, move to the side of the road to avoid further danger.
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Turn on hazard lights and place cones or warning triangles if available.
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Call 911 immediately, especially if someone is hurt or if vehicles are blocking traffic. đĄ Tip: Never leave the accident scene—it’s illegal and could lead to serious criminal charges.
Step 2: Call the Police – Even If It Seems Minor
Do You Need a Police Report for Every Accident?
Yes. Even in minor fender benders, a police report can:
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Serve as evidence for insurance claims or lawsuits
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Provide an objective account of what happened
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Help settle fault disputes between drivers or with insurance companies When the police arrive:
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Give a factual statement only
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Don’t admit fault
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Request a copy of the report number for future reference
Step 3: Exchange Information
What Details Should You Collect From the Other Driver?
Gather as much information as possible to protect yourself later:
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Full name and phone number
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Driver’s license number and expiration
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Insurance company and policy number
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Vehicle make, model, year, and color
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License plate number
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Names and contacts of all passengers and witnesses đž Use your phone to take clear pictures of license plates, insurance cards, and damage.
Step 4: Document the Accident Scene
Why Is Proper Documentation Critical?
The scene may change quickly, so it’s crucial to record important details. Be sure to:
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Photograph both vehicles from different angles
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Capture road signs, skid marks, and nearby landmarks
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Take photos of any visible injuries
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Record a video statement of your version while it’s fresh
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Ask for security footage if nearby businesses have cameras
Step 5: Seek Immediate Medical Attention
What If You Feel Fine?
You should still see a doctor or visit an ER. Injuries such as whiplash, concussions, or internal bleeding may not show symptoms right away. A medical report will:
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Establish a record of injuries
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Prevent your condition from worsening
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Help with legal claims and settlements
HLA Law Firm Note: “Delaying treatment gives insurance companies a reason to deny your claim. Always prioritize your health and get checked promptly.”
Step 6: Notify Your Insurance Provider
When Should You File a Report?
You should report the accident to your insurance provider as soon as possible—ideally within 24 to 48 hours. Provide:
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The police report number
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Your photos and written notes
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Details of other driver(s) and witnesses đĄ Avoid accepting blame, and do not agree to a settlement without legal advice.
Step 7: Contact a Car Accident Lawyer
Do You Need a Lawyer for Every Accident?
Not necessarily. But if any of the following apply, it’s best to contact an attorney:
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You sustained any physical injuries
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There is a dispute over who’s at fault
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The other driver was uninsured or underinsured
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Your vehicle has significant damage or was totaled
What Can an Accident Lawyer Do?
An experienced accident lawyer will:
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Investigate the accident and gather evidence
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Handle all communication with insurance companies
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Calculate a fair compensation value
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File a lawsuit if a fair settlement isn’t offered
At HLA Law Firm, we offer free consultations and only get paid if you win your case.
What Not to Do After a Car Accident
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â Don’t admit fault, even casually
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â Don’t leave without exchanging information
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â Don’t skip the doctor
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â Don’t sign anything from the other party’s insurer
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â Don’t post accident photos or details on social media
Frequently Asked Questions
â Should I move my car after a crash?
Yes—if it’s safe. In most cases, moving your car off the road prevents more accidents.
â What if the other driver doesn’t have insurance?
You may be covered under uninsured motorist (UM) protection. If not, a lawyer can help you pursue damages directly from the at-fault driver.
â How long do I have to file a car accident claim in Texas?
Texas law gives you 2 years from the accident date to file a personal injury claim.
â Can I recover damages if I was partly at fault?
Yes. Texas follows a modified comparative negligence rule—you can recover compensation if you are less than 51% at fault.
Final Thoughts: What Should You Do After a Car Accident?
Stay calm and follow the steps: check safety, call police, document the scene, get medical care, report the accident, and consult an attorney. These actions can protect you legally and financially. đšâïž Written by HLA Law Firm – Houston’s Trusted Car Accident Attorneys
Whether you need help with a denied claim or want to pursue full compensation, HLA Law Firm is ready to support you every step of the way.
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