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What to Do After a Car Accident: A Step-by-Step Legal & Safety Guide

Why Is It Crucial to Know What to Do After a Car Accident?

Car accidents can be disorienting, painful, and confusing. Whether it’s a minor fender bender or a major collision, knowing what steps to take right away can protect your health, your legal rights, and your ability to recover compensation for damages.

A few quick, informed decisions can make all the difference in ensuring your safety and filing a successful insurance or injury claim.

Step 1: Ensure Everyone's Safety First

What Should You Do Immediately After the Crash?

  • Check yourself and passengers for visible or hidden injuries.

  • If able, move to the side of the road to avoid further danger.

  • Turn on hazard lights and place cones or warning triangles if available.

  • Call 911 immediately, especially if someone is hurt or if vehicles are blocking traffic. 💡 Tip: Never leave the accident scene—it’s illegal and could lead to serious criminal charges.

Step 2: Call the Police – Even If It Seems Minor

Do You Need a Police Report for Every Accident?

Yes. Even in minor fender benders, a police report can:

  • Serve as evidence for insurance claims or lawsuits

  • Provide an objective account of what happened

  • Help settle fault disputes between drivers or with insurance companies When the police arrive:

  • Give a factual statement only

  • Don’t admit fault

  • Request a copy of the report number for future reference

Step 3: Exchange Information

What Details Should You Collect From the Other Driver?

Gather as much information as possible to protect yourself later:

  • Full name and phone number

  • Driver’s license number and expiration

  • Insurance company and policy number

  • Vehicle make, model, year, and color

  • License plate number

  • Names and contacts of all passengers and witnesses 📸 Use your phone to take clear pictures of license plates, insurance cards, and damage.

Step 4: Document the Accident Scene

Why Is Proper Documentation Critical?

The scene may change quickly, so it’s crucial to record important details. Be sure to:

  • Photograph both vehicles from different angles

  • Capture road signs, skid marks, and nearby landmarks

  • Take photos of any visible injuries

  • Record a video statement of your version while it’s fresh

  • Ask for security footage if nearby businesses have cameras

Step 5: Seek Immediate Medical Attention

What If You Feel Fine?

You should still see a doctor or visit an ER. Injuries such as whiplash, concussions, or internal bleeding may not show symptoms right away. A medical report will:

  • Establish a record of injuries

  • Prevent your condition from worsening

  • Help with legal claims and settlements

HLA Law Firm Note: “Delaying treatment gives insurance companies a reason to deny your claim. Always prioritize your health and get checked promptly.”

Step 6: Notify Your Insurance Provider

When Should You File a Report?

You should report the accident to your insurance provider as soon as possible—ideally within 24 to 48 hours. Provide:

  • The police report number

  • Your photos and written notes

  • Details of other driver(s) and witnesses 💡 Avoid accepting blame, and do not agree to a settlement without legal advice.

Step 7: Contact a Car Accident Lawyer

Do You Need a Lawyer for Every Accident?

Not necessarily. But if any of the following apply, it’s best to contact an attorney:

  • You sustained any physical injuries

  • There is a dispute over who’s at fault

  • The other driver was uninsured or underinsured

  • Your vehicle has significant damage or was totaled

What Can an Accident Lawyer Do?

An experienced accident lawyer will:

  • Investigate the accident and gather evidence

  • Handle all communication with insurance companies

  • Calculate a fair compensation value

  • File a lawsuit if a fair settlement isn’t offered

At HLA Law Firm, we offer free consultations and only get paid if you win your case.

What Not to Do After a Car Accident

  • ❌ Don’t admit fault, even casually

  • ❌ Don’t leave without exchanging information

  • ❌ Don’t skip the doctor

  • ❌ Don’t sign anything from the other party’s insurer

  • ❌ Don’t post accident photos or details on social media

Frequently Asked Questions

❓ Should I move my car after a crash?

Yes—if it’s safe. In most cases, moving your car off the road prevents more accidents.

❓ What if the other driver doesn’t have insurance?

You may be covered under uninsured motorist (UM) protection. If not, a lawyer can help you pursue damages directly from the at-fault driver.

❓ How long do I have to file a car accident claim in Texas?

Texas law gives you 2 years from the accident date to file a personal injury claim.

❓ Can I recover damages if I was partly at fault?

Yes. Texas follows a modified comparative negligence rule—you can recover compensation if you are less than 51% at fault.

Final Thoughts: What Should You Do After a Car Accident?

Stay calm and follow the steps: check safety, call police, document the scene, get medical care, report the accident, and consult an attorney. These actions can protect you legally and financially. 👨‍⚖️ Written by HLA Law Firm – Houston’s Trusted Car Accident Attorneys

Whether you need help with a denied claim or want to pursue full compensation, HLA Law Firm is ready to support you every step of the way.

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